Many people feel badly this holiday season about what they can’t do for, or provide to, their families.

The big question is do they feel badly enough, that on December 26th before sunrise, they will be determinedly at work learning a new trade, developing a more valuable and marketable skill, seeking a better job, starting a business on the side, or otherwise striving to be sure that the next time the Santa season rolls around, they are better able to enjoy it and give their family a top experience?